Paul Protos is president and cofounder of ATR Inc., a third-party administration and benefits consulting firm that provides services related to Forms 5500, plan documents, summary plan descriptions, recordkeeping services, and compliance/operational reviews. [read post]

Note that each RPE is responsible for determining and reporting to each owner whether the RPE is an SSTB or not. [read post]

These include 1) bilateral symmetric pathology centered on and frequently involving the fovea, 2) macular hyperpigmented spots, yellow-orange deposits, and/or patchy RPE atrophy, with 3) densely packed hyper- and hypoautofluorescent spots on FAF, and 4) focal [retinal pigment epithelium (RPE)] thickening on [optical coherence tomography (OCT)] with hyperreflectance on [near-infrared reflectance (NIR)] imaging. [read post]